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Calculators

Notice: Repayment calculations are estimates only… Your actual loan payments and interest charges may vary!

Repayment Schedule

Level/Extended — This schedule allows you to repay your loan in equal monthly payments over a certain number of years.

Income Sensitive — For Borrowers who meet income qualifications, this schedule allows you to extend your repayment terms in one year increments with a payment of the greater of interest only or your preferred payment amount. If you meet income qualifications, this plan may be renewed up to five times.

Graduated — This schedule begins with lower payments that gradually increase over the life of the loan.

Comparison — Compares Level, Income Sensitive, and Graduated schedules.

Other Calculators

Prepayment — Estimate how much you can save in interest by increasing your monthly payment. Your payback will be accelerated in the process.

Debt Calculator — Select a career from the list provided and the length of schooling required to determine the average amount of debt.

Budget Calculator — Calculate your total monthly expenses to show exactly where you spend your money.